Carl has over 31 years experience within the financial services sector specialising in debt restructuring, debt review and debt recovery environments.
Nihal has spent 20 years supporting SMEs from providing financing to delivery business process improvement. His strategic /commercial experience has enhanced profitability for companies he was worked for.
I met Nihal and Carl from Rubix Associates during a business networking meeting earlier this year. At the time my business needed to go through a period of considerable operational change. These changes represented a huge opportunity for growth in both revenue and profits. However I was unsure as to how to instigate the changes efficiently and at the same time maximise the potential growth and increased profits. Rubix Associates claimed to have the answers, so I decided to commission them to do an analysis of my business and come up with a plan. As it turned out it was the best decision I have ever made. Their analysis of my business was second to none and the solutions proposed were precise and succinct and easy to instigate. They took what I thought was a daunting task and made it simple. Rubix Associates have played a major part in the restructuring of my business and the future growth of revenue and profits. I would not hesitate to recommend them to anybody who is looking for an excellent firm of consultants to support their business decisions. CEO - David Harrison - September 2019
Both Carl and Nihal of Rubix Associates have helped us massively in a time where our business was going through a period of distress, Their ability to support and help us negotiate and liaise with our key suppliers and customers was excellent. Furthermore they provided invaluable help & guidance regarding our future strategy. We would have no hesitation in recommending Rubix especially if your business is experiencing elements of distress. Gary - Business Owner - Engineering & Manufacturing Business - December 2019
My name is Paul owner of Bred's Foods Ltd, I established contact with Nihal & Carl of Rubix Associates in November 2019. The best executive decision I have made in my company so far. These guys will push your business like it was their's, without being intrusive, absolute gentlemen the two of them and they will respect your position. I have received advice on the following important topics: Financial advice, marketing strategy, sales plan, websites, pricing, mission statement, they have helped with it all and more besides, passion, determination but a few. I can pick up the phone at anytime to speak to them and this is never a problem. They also have professional contacts in digital marketing, banking and many other areas and they really are top professionals in their field who we will be using in the future. My company now has vision, direction and clarity and we are in a much better place than we were 5 months ago. We are more focused than we have been in the past and our story is now quite clear & simple and it has not cost me the earth. I would highly recommend Nihal & Carl of Rubix Associates to all businesses as they see things from a different perspective and will bring all the above to the table and much more.
I will continue to use their services for the foreseeable future. Owner - Paul Brennan - January 2020
Both Nihal and Carl have helped us tremendously in such a short period of time. They offer invaluable insight from huge amounts of combined experience in business which has helped both the business and our personal growth. Alongside this they have been there whenever we have needed them be that a meeting or a phone call offering strategic advice on moving forward. Matt Millar - Owner - Franchisor - February 2020
Carl and Nihal from Rubix Associates have rapidly made themselves indispensable in their role as advisors to my small business. They have a considered, intelligent approach to issues both strategic and operational and they always take the time to make sure they fully understand the issues at hand. Particular focus in this piece of work has been on systematising our sales process however their valuable input and advice has been sought and received on topics as varied as branding, HR, marketing, back office functionality and finance. Thoughtful, professional, respectful and above all focused on the task at hand – that of driving sustained and sustainable growth in the business – Carl and Nihal have significantly increased our likelihood of success” – Investor – Food Manufacturer - May 2020
We have had our own restaurants for 8 years now and had 3 different types of restaurant, we were looking to expand our third restaurant and eventually franchise and engaged Rubix to help us do this. Due to the Covid-19 this has currently been put on hold. Covid-19 has very much affected our industry so we have had to batten down the hatches and change the way work in order to stay open, Carl and Nihal have continued to support us throughout the lockdown and helped us to analyse our numbers and predict potential financial hurdles. The biggest benefit we have had with having Rubix on board is learning how to step back, analyse and predict instead of reacting in the moment. With their knowledge on how to collect data and simplify how to analyse it, we have definitely felt more confident in these uncertain times.
Owner - Leisure Sector - June 2020
We have been working with Rubix Associates for almost 3 months now. At ﬁrst I was reluctant. Mainly because many people provide business support but very few provide practical solutions that are worth their weight in gold.
Since the inception, both Carl and Nihal have been clear and open. Flexible in their attack but very focused in what they would do. We were lacking reﬁnement and a clear route to market without a robust manufacturing arm that would allow us to grow. Their invaluable Inisght, strategic approach, and sales push has enabled us to reposition the company in a way that allows us to effectively quantify our growth with the achievement of certain goals, that in turn, helps to validate our investment, expansion and ﬁnancial approaches. Before we had a vague plan but now we have a practical clear path that is dynamic and based on results rather than vague ideals.
Using Rubix has provided us with the reassurance that our business can succeed as we now have a team that not only cares in our success, but has the expertise to help us grow our business better than we could have without their support.
They are worth the investment!
Director - Food Manufacturer - June 2020