About Us


Carl Edgehill - Director

Carl  has  over 31 years experience within the financial services sector specialising in debt restructuring, debt review and debt recovery environments. 


Nihal Lodhia - Director

Nihal has spent 20 years  supporting SMEs  from providing financing to delivery business process improvement.  His strategic /commercial experience has enhanced profitability for companies he was worked for.


what our clients are saying about us....


Client Feedback:  

I met Nihal and Carl from Rubix Associates during a business networking meeting earlier this year. At the time my business  needed to go through a period of considerable operational change. These changes represented a huge opportunity for growth in both revenue and profits. However I was unsure as to how to instigate the changes efficiently and at the same time maximise the potential growth and increased profits. Rubix Associates claimed to have the answers, so I decided to commission them to do an analysis of my business and come up with a plan. As it turned out it was the best decision I have ever made. Their analysis of my business was second to none and the solutions proposed were precise and succinct and easy to instigate. They took what I thought was a daunting task and made it simple. Rubix Associates have played a major part in the restructuring of my business and the future growth of revenue and profits. I would not hesitate to recommend them to anybody who is looking for an excellent firm of consultants to support their business decisions.    CEO - David Harrison - September 2019

Client Feedback:

Both Carl and Nihal of Rubix Associates have helped us massively in a time where our business was going through a period of distress, Their ability to support and help us negotiate and liaise with our key suppliers and customers  was excellent. Furthermore they provided invaluable help & guidance regarding our future strategy. We would have no hesitation in recommending Rubix especially if your business is experiencing elements of distress. Gary - Business Owner - Engineering & Manufacturing Business - December 2019

Client Feedback:  


My name is Paul owner of Bred's Foods Ltd, I established contact with Nihal & Carl of Rubix Associates in November 2019.  The best executive decision I have made in my company so far. These guys will push your business like it was their's, without being intrusive, absolute gentlemen the two of them and they will respect your position. I have received advice on the following important topics: Financial advice, marketing strategy, sales plan, websites, pricing, mission statement, they have helped with it all and more besides, passion, determination but a few. I can pick up the phone at anytime to speak to them and this is never a problem. They also have professional contacts in digital marketing, banking and many other areas and they really are top professionals in their field who we will be using in the future. My company now has vision, direction and clarity and we are in a much better place than we were 5 months ago. We are more focused than we have been in the past and our story is now quite clear & simple and it has not cost me the earth. I would highly recommend Nihal & Carl of Rubix Associates to all businesses as they see things from a different perspective and will bring all the above to the table and much more.

I will continue to use their services for the foreseeable future. Owner - Paul Brennan - January 2020 

Client Feedback: 

Both Nihal and Carl have helped us tremendously in such a short period of time. They offer invaluable insight from huge amounts of combined experience in business which has helped both the business and our personal growth. Alongside this they have been there whenever we have needed them be that a meeting or a phone call offering strategic advice on moving forward.  Matt Millar - Owner - Franchisor - February 2020